Written by:

Zachary Kelley

Zachary Kelley

Zach graduated from Florida State University with a degree in Writing, Editing, and Media. Zach is interested in the legalization aspect of sports betting and enjoys participating in DFS. He has a passion for sports writing and most enjoys writing about football and baseball both professional and collegiate.

Zachary Kelley

Iowa · Updated June 2026

Iowa Sports Betting: Legal Sportsbooks, Apps & Betting Guide

Sports betting is legal in Iowa both online and in person, and it has been since Aug. 15, 2019. The Iowa Racing and Gaming Commission (IRGC) regulates the market, which has grown into one of the most established and competitive in the Midwest. Online wagering drives roughly 94 to 95 percent of all money bet, but nearly every one of Iowa’s 19 commercial casinos also runs a retail sportsbook.

To bet legally you must be 21 or older and physically inside Iowa, confirmed by geolocation. You do not need to be a state resident. In 2025, Iowans wagered more than $2.9 billion. This guide covers the legal online sportsbooks, every retail location, the exact markets the state approves, the law, taxes, bonuses, an honest look at offshore sites, and the issues shaping the market in 2026. For the national picture, see our main legal sports betting hub.

Last updated June 2026
YesLegal online & retail since 2019
13Licensed online operators (10–12 active)
19Commercial casinos with retail books
6.75%Operator tax on net receipts
Is sports betting legal in Iowa?
Yes — legal since 2019
Both online and retail wagering are legal and regulated by the Iowa Racing and Gaming Commission. You must be 21 or older and physically inside Iowa, and remote sign-up has been allowed since Jan. 1, 2021. Offshore sites also accept Iowa players — they are not licensed or regulated by the IRGC and carry real risks, covered below.

Is Sports Betting Legal in Iowa?

Snapshot
  • Legal Sports betting is legal online and at retail, regulated by the Iowa Racing and Gaming Commission, and has been since Aug. 15, 2019.
  • Both channels Iowa launched online and retail on the same day in 2019, one of the first states to do so.
  • 📱 Remote sign-up The original in-person registration rule ended Jan. 1, 2021, triggering a sharp rise in online play.
  • 21 and inside Iowa You must be 21 or older and physically inside the state, confirmed by geolocation; residency is not required.
  • No iGaming or crypto Real-money online casino play is not legal, and licensed books take no credit cards or cryptocurrency.

Yes. Iowa Code Chapter 99F states that sports wagering is legal when conducted by a licensee under the chapter. Lawmakers passed Senate File 617 in April 2019, and Gov. Kim Reynolds signed it on May 13, 2019. Retail and online betting launched the same day, Aug. 15, 2019, making Iowa one of the first states to offer both channels from day one. The original law required bettors to register for an online account in person at a casino, but that requirement ended on Jan. 1, 2021, which triggered a sharp rise in online play. For a full state-by-state breakdown, see our guide to states with legal sports betting.

Online and retail betting are both live. The legal age is 21. The IRGC currently lists 13 licensed online operators, with about 10 to 12 active at any time as brands enter and exit. Real-money online casino play is not legal in Iowa, and licensed sportsbooks do not accept credit cards or cryptocurrency.

Iowa Sports Betting Quick Facts

SubjectDetail
Legal statusLegal online and at retail
Launch dateAug. 15, 2019 (both channels)
Enacting lawSenate File 617, signed May 13, 2019
RegulatorIowa Racing and Gaming Commission (IRGC)
Minimum age21
Residency requiredNo, but you must be inside Iowa
Licensed online operators13 licensed by the IRGC (about 10 to 12 active)
Retail sportsbooksAt nearly all of Iowa’s 19 commercial casinos
Skins per casinoUp to three online brands each (max 57)
College bettingAllowed, but no player props on in-state college athletes
ProhibitedHigh school sports, politics and elections, entertainment and awards
DepositsNo credit cards and no cryptocurrency at licensed books
Online casino (iGaming)Not legal in Iowa
Operator tax6.75 percent of net receipts
State withholding on winnings3.8 percent on large payouts, from Jan. 1, 2026
Problem gambling line1-800-BETS-OFF (1-800-238-7633)
Iowa sports betting quick facts, 2026

Legal Online Sportsbooks in Iowa

The Legal Apps

The IRGC lists 13 licensed online sports wagering operators, each tied to a licensed Iowa casino. The active count is usually 10 to 12 because brands enter and exit; Sporttrade, for example, stopped accepting new Iowa wagers in May 2026, while Smarkets sought market access through Harrah’s in early 2026. Below are short, Iowa-focused reviews of the most widely used books, including when each entered the state, followed by a full operator table.

Market Co-Leader Legal · Wild Rose

DraftKings — Same-Game Parlays and Pools

DraftKings launched in Iowa in August 2019 and is tied to the Wild Rose casinos. It trades the top spot in Iowa market share with FanDuel and is known for same-game parlays, betting pools and fast payouts. Iowans can sign up online or at any of the three Wild Rose retail locations.

  • IA Licensed in IAYes
  • PA Casino partnerWild Rose
  • GO Iowa entryAugust 2019
  • FO Known forSGPs, pools

Read our full DraftKings review →

Best All-Around App Legal · Diamond Jo

FanDuel — Top-Rated User Experience

FanDuel went live on Aug. 29, 2020, in partnership with the Diamond Jo casinos. It is regularly rated the best all-around app for user experience and is often among the best-priced books in the state, though it does not run a traditional loyalty program.

  • IA Licensed in IAYes
  • PA Casino partnerDiamond Jo
  • GO Iowa entryAug. 29, 2020
  • FO Known forUX, pricing

Read our full FanDuel review →

Niche Markets Legal · Diamond Jo

BetMGM — Broad Market Selection

BetMGM has been live in Iowa since 2021 and is licensed through Diamond Jo. It is known for a broad market selection that reaches into niche sports such as snooker and surfing, an Edit My Bet feature and consistent promotions for existing customers.

  • IA Licensed in IAYes
  • PA Casino partnerDiamond Jo
  • GO Iowa entry2021
  • FO Known forNiche markets, Edit My Bet

Read our full BetMGM review →

Biggest Retail Footprint Legal · ex-William Hill

Caesars — Day-One Book, Strong Rewards

Caesars traces its Iowa roots to William Hill, one of the two books live on day one, Aug. 15, 2019, and rebranded to Caesars Sportsbook in 2021. It has the largest retail footprint in Iowa and one of the strongest loyalty programs in the industry, Caesars Rewards.

  • IA Licensed in IAYes
  • PA PartnersHarrah’s, Horseshoe, Isle, Prairie Meadows
  • GO Iowa entryAug. 15, 2019 (as William Hill)
  • LY LoyaltyCaesars Rewards

Read our full Caesars review →

More Licensed Iowa Online Books

bet365

bet365 launched in Iowa on June 5, 2023, through a partnership with Casino Queen Marquette. The global brand offers one of the deepest live-betting menus in the state, strong international coverage and sharp pricing, and it is a favorite among bettors who shop for value. Recent app-store ratings sit around 4.7 on iOS.

Fanatics Sportsbook

Fanatics entered Iowa in February 2024 after acquiring PointsBet’s United States operations. Its FanCash loyalty program lets bettors earn rewards they can spend on bets or on team merchandise, and it has quickly become one of the more aggressive promotional books in the state.

theScore Bet

theScore Bet is Penn Entertainment’s sportsbook, operating through Ameristar Council Bluffs. Penn has had an Iowa presence since the Barstool era around 2021, rebranded to ESPN BET in November 2023, and rebranded again to theScore Bet on Dec. 1, 2025.

BetRivers

BetRivers, operated by Rush Street Interactive, was the first fully mobile sportsbook in Iowa, launching on Jan. 1, 2021, the day in-person registration ended. Reviewers single it out as a strong soccer book and a solid rewards option.

Bally Bet

Bally Bet launched in Iowa on June 30, 2021, partnered with Grand Falls Casino and Golf Resort. It is a smaller operator that leans on daily odds boosts and a loyalty program.

Circa Sports

Circa Sports launched on Oct. 7, 2021, first with the Wild Rose casinos and later with Diamond Jo in Dubuque. Built for serious bettors, it is known for sharp lines and high betting limits.

Q Sportsbook

Q Sportsbook launched in November 2019 and is the exclusive book of Dubuque’s Q Casino, run by the Dubuque Racing Association. It is an Iowa-only local favorite with a tiered rewards system.

All Legal Online Sportsbooks in Iowa

SportsbookOperating entityCasino partnerOdds platformIowa entry
Caesars SportsbookAmerican Wagering Inc.Harrah’s, Horseshoe, Isle Bettendorf, Isle Waterloo, Prairie MeadowsCaesarsAug. 15, 2019 (as William Hill)
DraftKingsCrown IA Gaming LLCWild RoseSBTechAugust 2019
FanDuelBetfair Interactive US LLCDiamond JoFlutterAug. 29, 2020
BetRiversRush Street Interactive IA LLCWild RoseKambiJan. 1, 2021
BetMGMBetMGM LLCDiamond JoBetMGM2021
Bally BetBally’s Management Group LLCGrand Falls (Elite Casino Resorts)KambiJune 30, 2021
Circa SportsCirca Sports Iowa LLCDiamond JoStadium TechnologyOct. 7, 2021
bet365Hillside (Iowa) LLCCasino Queen Marquettebet365June 5, 2023
theScore BetPenn Sports Interactive LLCAmeristar Council BluffsPennPenn since 2021, rebranded Dec. 1, 2025
Fanatics SportsbookFBG Iowa LLCGreat River (Catfish Bend)AmelcoFebruary 2024
Hard RockSCE Partners LLCHard Rock Sioux CityGiG2019, now retail-focused
Q SportsbookDubuque Racing Association Ltd.Q CasinoIGTNovember 2019
SporttradeSporttrade Iowa LLCExchange modelSporttrade2024, exiting in 2026
Every licensed Iowa online sportsbook

App-store ratings for the major books cluster around 4.6 to 4.9 on iOS and 4.4 to 4.7 on Android, though those figures move over time.

Why Many Iowa Bettors Keep More Than One Account

Because Iowa has so many licensed books, experienced bettors often hold three or more accounts. The main reason is line shopping: a few points of difference on a spread or a few cents on the price adds up over time, so comparing odds across books improves long-term value. Multiple accounts also let bettors collect more than one welcome offer, reach markets a single book may not carry, and spread action so any one book is less likely to limit them.

Offshore Sportsbooks That Accept Iowa Players

Use With Caution

Offshore sportsbooks are betting sites based outside the United States that accept American customers, including bettors in Iowa. Sites such as Bovada, BetOnline and MyBookie do take Iowa players. It is important to understand what these sites are, and what they are not, before you consider one. Many bettors reach them from a phone, since they run as mobile sports betting sites rather than app-store downloads.

!

Are offshore sportsbooks legal in Iowa? No. These sites hold no license from the IRGC or any other United States regulator, and they run from places like Costa Rica, Panama and Curacao that Iowa law cannot reach. Only the books on the commission’s licensing page may legally take a bet in the state. One quick test the regulator suggests: state rules forbid both credit cards and cryptocurrency for legal wagering, so any site that accepts either is almost certainly unlicensed. A polished design or a banner that reads legal does not change what the site actually is.

The Risks of Betting Offshore

Because offshore sites are unregulated, bettors give up the protections that come with a licensed Iowa book. The risks include no state consumer protection or legal recourse if a dispute arises, no audited odds or independent oversight, and a documented history of payout delays and frozen accounts at some sites. Offshore operators also do not enforce the identity and age checks that licensed books must use, so they do not reliably keep minors out, and some have extended credit to vulnerable customers. Your money is not protected, your account can be geo-blocked or closed at any time, and any winnings remain taxable.

Iowa Is Cracking Down on Unlicensed Sites

The state has turned its attention to unlicensed and offshore operators. During September 2025, the commission and the Iowa Department of Public Safety put out a joint consumer warning about a wave of scam betting sites, some dressed up as licensed brands or impersonating real Iowa casinos and spread mainly through social media. The larger move is Senate File 2289, which passed the Senate without opposition on Feb. 26, 2026, and won House approval that April. The measure would arm the commission with cease-and-desist and injunction powers against offshore books, sweepstakes casinos and other unauthorized sites, make running one a Class D felony, and bar anyone with a second unlawful-betting conviction from wagering in Iowa for life.

The sites below accept Iowa customers. They are reviewed here for information only. None is licensed or regulated in Iowa, and each carries the risks described above.

Offshore Books That Accept Iowa Players

Unregulated
Most Recognized Offshore · since 2011

Bovada — Large Prop Menu, Crypto Payouts

Bovada is one of the most recognized offshore brands and has taken United States customers for more than a decade from its base in Costa Rica. It is known for a simple interface, a large prop menu and fast cryptocurrency payouts. It does accept Iowa customers, but it holds no IRGC license, so Iowa bettors using it have none of the protections of a regulated book.

  • IA Licensed in IANo
  • SI Since2011
  • LI Based inCosta Rica
  • BK BankingCrypto-forward

Read our full Bovada review →

Competitive Pricing Offshore · Panama

BetOnline — Broad Coverage, Crypto Banking

BetOnline operates from Panama and accepts customers in nearly every state. It offers broad sports coverage, live betting, poker and crypto banking, and it markets itself on competitive pricing. As an offshore site, it is unlicensed and unregulated in Iowa, and bettors have no state-backed recourse.

  • IA Licensed in IANo
  • LI LicensePanama
  • BK BankingCrypto, cards
  • FO Known forPricing, live

Read our full BetOnline review →

Promo-Heavy Offshore · since 2014

MyBookie — Frequent Promotions

MyBookie is an offshore book that has operated since 2014 through a mobile-friendly website rather than a state-approved app. It runs frequent promotions and supports cryptocurrency. Independent reviewers generally rate it medium risk, citing past payout and support complaints. It is not licensed in Iowa, so the same warnings apply.

  • IA Licensed in IANo
  • SI Since2014
  • BK BankingCrypto
  • RK Reviewer riskMedium

Read our full MyBookie review →

BetOnline Sister Offshore · deep props

SportsBetting.ag — Deep Prop and Live Menu

SportsBetting.ag is a long-running offshore book that runs from outside the United States and belongs to the same group as BetOnline. It accepts Iowa customers, takes wagers from $1 up to $5,000, lists banking options such as Bitcoin, other cryptocurrencies, PayPal, Venmo and Cash App, and carries a deep prop and live-betting menu. Like the others here, it holds no IRGC license, so Iowa bettors get none of the state protections that come with a regulated book.

  • IA Licensed in IANo
  • LM Wager range$1 to $5,000
  • BK BankingCrypto, PayPal, Venmo
  • FO Known forProps, live
MyBookie Sister Offshore · promo-driven

XBet — Broad Slate, Crypto Cashier

XBet is an offshore sportsbook tied to the same operation as MyBookie. It takes Iowa customers through a mobile-friendly website, leans on frequent promotions and cryptocurrency banking, and lists a broad slate of pro, college and international markets. It is not licensed or regulated in Iowa, so the same warnings apply.

  • IA Licensed in IANo
  • SI Sister bookMyBookie
  • BK BankingCrypto
  • FO Known forPromos, broad slate
Widest International Offshore · ex-Intertops

Everygame — Deep International Coverage

Everygame, formerly known as Intertops, is one of the oldest betting brands online and accepts Iowa customers. It stands out for unusually wide international coverage, with markets spanning dozens of countries and niche sports alongside full slates on the major United States leagues. As an unlicensed, unregulated option in Iowa, it offers the same lack of consumer protection as the rest of this list.

  • IA Licensed in IANo
  • FM FormerlyIntertops
  • FO Known forInternational markets
  • BK BankingCrypto, cards
!

Disclaimer: Offshore sportsbooks are not regulated by Iowa or any United States authority and do not offer the protections of licensed operators. For a safer experience, use a sportsbook on the IRGC licensed operators list. If you need help, call 1-800-BETS-OFF.

Best Land-Based Sportsbooks in Iowa

In Person

Nearly all of Iowa’s 19 commercial casinos run on-premise retail sportsbooks. The Caesars network around Council Bluffs gives Caesars the largest retail footprint in the state, and Prairie Meadows near Des Moines is the most convenient option for the capital region. Retail accounts for only about 5 to 6 percent of statewide handle, but in-person betting remains a draw on game days. Retail operators do change, so the authoritative, current source is the IRGC Facility Licenses page, where each casino’s retail vendor is listed.

Council Bluffs

Council Bluffs, across the river from Omaha, is the busiest betting hub in Iowa. Harrah’s Council Bluffs and Horseshoe Council Bluffs both run Caesars Sportsbook locations, and the Horseshoe book is among the largest in the state. Ameristar Council Bluffs is a Penn Entertainment property running theScore Bet, the brand formerly known as ESPN BET and, before that, Barstool. Penn has been transitioning the Ameristar property toward its Hollywood Casino brand.

Des Moines Area

Prairie Meadows Racetrack and Casino in Altoona is the main retail sportsbook for the Des Moines metro and pairs horse racing with a Caesars sportsbook. It is the most practical in-person option for central Iowa.

Quad Cities and Eastern Iowa

In the Quad Cities, the Isle Casino in Bettendorf runs a Caesars sportsbook, and Rhythm City Casino Resort in Davenport runs a Draft Day Sports Lounge, the in-house book of Elite Casino Resorts. Dubuque has two venues: Diamond Jo Casino and Q Casino, home to the locally operated Q Sportsbook run by the Dubuque Racing Association. Diamond Jo’s retail book carried the FanDuel brand, but in 2026 FanDuel announced it would stop operating the two Diamond Jo retail sportsbooks, which are moving to new ownership. Wild Rose Casino in Clinton runs a DraftKings sportsbook, and the Burlington-area Catfish Bend property, licensed as Great River Casino Resort, runs a Fanatics sportsbook that replaced PointsBet.

Central, Northern and Western Iowa

Riverside Casino and Golf Resort, south of Iowa City, runs a Draft Day Sports Lounge under Elite Casino Resorts. The Wild Rose casinos in Emmetsburg and Jefferson run DraftKings sportsbooks. Grand Falls Casino and Golf Resort in Larchwood, in the far northwest near Sioux Falls, runs a Betfred sportsbook and is also Bally Bet’s casino partner. Isle Casino Hotel Waterloo runs a Caesars sportsbook, Lakeside Hotel Casino in Osceola previously hosted a DRF Sportsbook that has since closed, and Hard Rock Hotel and Casino Sioux City runs a Hard Rock sportsbook, one of the strongest retail books in the state after Hard Rock wound down its Iowa online product in late 2023.

Casino Queen Marquette and Tribal Casinos

Casino Queen Marquette, along the Mississippi River in northeast Iowa, holds an Iowa sports betting license but is the one commercial casino without a retail sportsbook; its bet365 partnership is online-only. Separately, Iowa’s tribal casinos operate under sovereign tribal authority rather than IRGC licensing, and Blackbird Bend Casino became the first tribal casino in the state to open an in-person sportsbook, in 2023.

All Iowa Retail Sportsbooks

CasinoCityRetail brandAddressPhone
Harrah’s Council BluffsCouncil BluffsCaesars Sportsbook1 Harrah’s Blvd.(712) 329-6000
Horseshoe Council BluffsCouncil BluffsCaesars Sportsbook2701 23rd Ave.(712) 323-2500
Ameristar Council BluffsCouncil BluffstheScore Bet (Penn)2200 River Road(712) 328-8888
Prairie MeadowsAltoonaCaesars Sportsbook1 Prairie Meadows Dr.(515) 967-1000
Isle Casino BettendorfBettendorfCaesars Sportsbook1777 Isle Pkwy.(563) 441-7000
Isle Casino Hotel WaterlooWaterlooCaesars Sportsbook777 Isle of Capri Blvd.(877) 475-3946
Rhythm City Casino ResortDavenportDraft Day Sports Lounge7077 Elmore Ave.(563) 328-8000
Riverside Casino and Golf ResortRiversideDraft Day Sports Lounge3184 Highway 22(319) 648-1234
Grand Falls Casino and Golf ResortLarchwoodBetfred Sportsbook1415 Grand Falls Blvd.(712) 777-7777
Wild Rose Casino ClintonClintonDraftKings Sportsbook777 Wild Rose Dr.(563) 243-9000
Wild Rose Casino EmmetsburgEmmetsburgDraftKings Sportsbook777 Main St.(712) 852-3400
Wild Rose Casino JeffersonJeffersonDraftKings Sportsbook777 Wild Rose Dr.(515) 386-7777
Diamond Jo CasinoDubuqueFanDuel (moving to new operator)301 Bell St.(563) 690-4800
Diamond Jo WorthNorthwoodFanDuel (moving to new operator)777 Diamond Jo Lane(877) 323-5566
Q CasinoDubuqueQ Sportsbook1855 Greyhound Park Rd.(563) 582-3647
Great River Casino (Catfish Bend)BurlingtonFanatics Sportsbook3001 Winegard Dr.(319) 753-2946
Hard Rock Hotel and CasinoSioux CityHard Rock Sportsbook111 Third St.(712) 226-7600
Lakeside Hotel CasinoOsceolaRetail betting, vendor in transition777 Casino Dr.(641) 342-9511
Casino Queen MarquetteMarquetteLicensed, no retail book100 Anti Monopoly St.(563) 873-3531
Blackbird Bend Casino (tribal)OnawaTribal retail sportsbook17214 210th St.(712) 423-2630
Iowa retail sportsbooks by casino

Confirm the current retail vendor at any casino on the IRGC Facility Licenses page.

How to Sign Up, Bonuses and Banking

Getting Started

Competition among more than a dozen books keeps Iowa bonuses generous, especially around the NFL playoffs, the Super Bowl and March Madness. Offers change constantly, so always check the current terms before signing up.

Types of Bonuses

  • Bonus bets and first-bet safety nets: place a qualifying wager and receive bonus bets, sometimes only if the first bet loses. Bonus bets are usually non-withdrawable and expire in about seven days.
  • Bet-and-get offers: bet a small amount, often $5 or $10, and receive a fixed amount in bonus bets win or lose.
  • Deposit matches: the book matches part of your first deposit, normally with a playthrough requirement before you can withdraw.
  • No-deposit bonuses: a small amount of site credit granted at sign-up, usually with a playthrough requirement.
  • Profit boosts and odds boosts: the book raises the payout on selected bets.

Representative Offers Seen in 2026

Recent welcome offers in Iowa have included DraftKings at bet $5, get $200 in bonus bets; FanDuel at bet $5 across several days to earn up to $1,000 in bonus bets; bet365 at bet $10, get $150 win or lose or a first-bet safety net up to $1,000; BetMGM at up to $1,500 back if your first bet loses; Caesars at bet $1 to receive profit-boost tokens; and Fanatics at up to $1,000 matched in FanCash over 10 days. Treat all of these as time-sensitive and confirm the live terms at the book. For more, see our guide to sportsbook bonuses.

How to Sign Up and Bet in Iowa

  1. Pick a licensed book from the list above or the IRGC operators page, then grab its app or open its website.
  2. Begin the registration and supply the basics it asks for: your legal name, birth date, email, home address and the last four digits of your Social Security number.
  3. Clear the identity check and let the app confirm through geolocation that you are within state lines.
  4. Fund your account with a legal method. Remember, no credit cards and no cryptocurrency.
  5. Claim a welcome offer if one suits you, then place your first bet.

You do not need to visit a casino to register, since remote sign-up has been allowed since Jan. 1, 2021.

Deposits and Withdrawals at Iowa Sportsbooks

Iowa books support a familiar set of banking methods, with two firm rules: no credit cards and no cryptocurrency at licensed operators. Common deposit options include debit cards, ACH and online bank transfers, PayPal and other e-wallets, Play+ prepaid cards, PayNearMe and cash at a casino cage. Withdrawals run through ACH, PayPal, online banking, Play+, check by mail and cash at the cage for books with a retail partner. Withdrawal speeds range from near-instant for Play+ and cage payouts to a few business days for bank transfers. Most books accept wagers as small as $5. To claim an offer, register a new account, opt in if required, fund your account with a legal method, and place the qualifying wager within the stated window; cage cashouts and Play+ are usually the fastest ways to get paid.

Mobile, Geolocation and Live Betting

From Your Phone

Iowa is a mobile-first market, and online play makes up roughly 94 to 95 percent of all handle. Every licensed online book offers an app for iOS and Android plus a mobile website. Geolocation software checks that you are physically inside Iowa each time you bet; if it cannot confirm your location, enable location permissions, turn on Wi-Fi and disable any VPN. You must be in the state to wager, but you do not have to live there, which is why bettors from neighboring states sometimes cross the border to play.

Live and In-Game Betting

Live, or in-play, wagering lets you bet after the opening whistle, with prices that shift as play develops. Iowa permits in-game markets for any wager type that already sits on the approved list, and each book decides which live options to show and when. Among the Iowa apps, DraftKings, FanDuel and bet365 generally run the broadest in-running menus. Look for cash-out, same-game parlays and a continuous feed of live lines across the major sports.

What You Can Bet On in Iowa

Approved Markets

Few states lay out their betting menu as openly as Iowa does. Administrative Rule 13.3 directs the commission to keep a master list of permitted markets, which it updates from time to time and last revised on April 2, 2026. A market that is not on the list cannot be offered until an operator applies and the commission clears it, and that clearance then carries over to every book. Each operator separately needs its house rules approved, covering how a wager pays, what makes a contest official and which source decides the result. The live version is posted on the IRGC sports wagering information page.

Approved Bet Types

The approved-wagers table lists which bet types are allowed for each league. The common ones are below.

Bet typeWhat it is
MoneylineBack a side to win outright, with no spread to clear.
Point spreadA wager on the winning margin, with the favorite laying points and the underdog spotted them.
Totals (over/under)A bet on both sides’ combined score, with options for halves, quarters, innings, periods and exact-score markets.
FuturesSeason-long bets on outcomes like a division title, an individual award or a championship.
Head-to-headA matchup of two or more competitors on a result or statistic, regardless of who wins overall.
Team propsBets on team-level outcomes within a game.
Player propsBets on an individual professional athlete’s performance; banned for in-state college athletes.
Three-wayWin, loss or draw markets for events with three possible outcomes.
Scaled resultsMarkets that pay based on the degree of a win or loss.
Parlays, same-game parlays and teasersCombinations of selections; same-game parlays are offered at every Iowa book.
Common approved bet types in Iowa

Approved Sports and Leagues

The approved list is broad and updated often. Highlights by sport include:

  • Football: NFL, NCAA football, the CFL and the UFL.
  • Basketball: NBA, WNBA, NCAA men’s and women’s, plus Big3, Unrivaled, Athletes Unlimited, and international play such as FIBA events and EuroLeague.
  • Baseball: MLB, NCAA baseball and the World Baseball Classic, plus Japan’s Nippon Professional Baseball. The Korea Baseball Organization is allowed but capped at $1,000 per wager.
  • Hockey: NHL, NCAA hockey, IIHF world championships, the KHL and several European leagues.
  • Golf: PGA, LPGA, DP World, Korn Ferry, Champions, LIV, TGL and NCAA golf.
  • Tennis: Grand Slams, ATP, WTA, Davis Cup, the Billie Jean King Cup, ITF events and NCAA tennis.
  • Combat sports: UFC, Bellator, the PFL, plus boxing and bare-knuckle promotions that meet the commission’s criteria.
  • Soccer: MLS, the NWSL, the USL Championship and NCAA soccer, plus the FIFA World Cup for men and women and the major continental competitions run by UEFA, CONMEBOL, CONCACAF, the AFC and CAF.
  • Auto racing: Formula One, IndyCar and all three of NASCAR’s national series, plus drag racing through the NHRA, AMA Supercross, MotoAmerica and Formula Drift. Iowa even has a track of its own, the Iowa Speedway oval in Newton, which has drawn IndyCar and NASCAR dates.
  • Other approved sports: cricket, rugby, darts, table tennis, volleyball, lacrosse, softball, wrestling, badminton, cycling, field hockey, handball, water polo, rowing, cornhole, jai-alai, sailing, skateboarding and the Summer and Winter Olympics for team events.

One rule shapes the whole list: wagering is generally allowed only on the premier league for a sport, not on minor or developmental leagues. That means Minor League Baseball, the NBA G-League and the lower USL tiers are not bettable in Iowa, even though MLB, the NBA and the USL Championship are.

College Betting and the In-State Prop Ban

College play is a centerpiece of Iowa betting, and where a sport is authorized the approved list reaches NCAA Division I, II and III. You can bet game lines, totals, futures and team props on Iowa programs such as the Hawkeyes, Cyclones, Drake and Northern Iowa, and the list also covers certain postseason events like the College Basketball Crown and the Women’s National Invitation Tournament. The firm limit, set in Iowa Code 99F.1(29), is that you cannot place player proposition bets on individual athletes from in-state colleges. Props on out-of-state college athletes may be allowed in limited cases with IRGC approval.

Drafts, the NFL Combine, Coin Tosses and Awards

Iowa’s menu has widened over the years to take in a few markets newcomers might not expect. You can bet the player drafts and draft lotteries for the NFL, NBA, MLB, NHL and WNBA, and the MLS and Premier Lacrosse League drafts as well, though every draft market locks 24 hours ahead of the event and stays closed once later rounds begin. The NFL Combine is open only to grouped superlative futures, like who posts the quickest 40-yard dash, and not to a single athlete’s result. A Super Bowl coin-toss bet is allowed, since the commission counts a coin toss as a sports-related event under Iowa Code 99F.1(28). Awards betting, covering honors such as MVP, the Cy Young, the Heisman and the Super Bowl MVP, is cleared in MLB, MLS, the NBA, NCAA Division I, the NFL, the NHL and the WNBA. One thing you cannot back is the NFL Pro Bowl.

Leagues With Bet Limits

A handful of smaller leagues are approved but carry hard per-wager caps that operators cannot exceed.

LeaguePer-wager limit
Korea Baseball Organization$1,000
Professional Bowlers Association$500
Professional Bull Riders$500
Women’s Professional Hockey League$500
Certain table tennis circuits$500
Indoor Football League$250
Putt Tour and US Pro Minigolf$250
Approved leagues with per-wager caps

Iowa does not set a statewide maximum on the major leagues, so for those each book sets its own limits. The commission has also authorized betting pools, and it can run 60- or 90-day trial periods for new market types, though none is active at the moment.

Iowa Teams and Betting Culture

Iowa has no team in the NFL, NBA, MLB or NHL, so college programs lead the betting scene and regional pro loyalties are split among neighboring markets. The Iowa Hawkeyes play in the Big Ten and the Iowa State Cyclones play in the Big 12, with the Drake Bulldogs and Northern Iowa Panthers adding a strong mid-major basketball presence in the Missouri Valley Conference.

LeagueTeams Iowans commonly back
NFLMinnesota Vikings, Chicago Bears, Kansas City Chiefs, Green Bay Packers
NBAMinnesota Timberwolves, Chicago Bulls, Milwaukee Bucks
MLBChicago Cubs, Chicago White Sox, Kansas City Royals, Milwaukee Brewers, Minnesota Twins, St. Louis Cardinals
NHLMinnesota Wild, Chicago Blackhawks, St. Louis Blues
Nearby pro teams Iowans commonly back

What You Cannot Bet On in Iowa

Off the Board

Iowa’s rules are designed to protect integrity and good taste, so several categories are off-limits even within approved sports.

  • In-state college player props: no wagers on the performance of an individual athlete from an Iowa college, per Iowa Code 99F.1(29).
  • High school and youth sports, politics and elections, and entertainment or awards shows such as the Oscars.
  • Minor and developmental leagues: Minor League Baseball, the NBA G-League and the lower USL tiers are not permitted.
  • Esports: esports does not appear on the IRGC approved-wagers list, so licensed Iowa books do not currently offer it.
  • Injury and ejection props, such as whether a player gets hurt, how long an injured player misses, or whether a player is ejected, suspended or arrested.
  • Officiating props, such as when the first penalty is called, how many flags or fouls occur, or the result of a coach’s challenge or a yellow or red card.
  • Transactional and roster markets, such as who will start at quarterback, whether a player will be traded, or which coach will be hired or fired.
  • First-play markets, such as the opening-kickoff result or whether the first play is a run or a pass.
  • Negative-outcome props decided by one person in one play, such as a kicker to miss a field goal, a quarterback’s first pass to fall incomplete, a double fault or a missed putt.
  • Point-by-point markets in badminton, baseball, golf, table tennis, tennis and volleyball, such as pitch-by-pitch or shot-by-shot betting.
  • Olympic individual events unless every participant is 18 or older, and any country medal-count markets.
  • Youth and age-restricted international events, since only senior national teams are allowed.
  • Speculative matchups, such as a Super Bowl point spread before the two teams have qualified.

Iowa Sports Betting Laws and Regulator

The Statutes

Iowa’s framework rests on a state statute plus detailed commission rules, and bettors can read the source material directly using the government links below.

Senate File 617 and Iowa Code Chapter 99F

Senate File 617 created legal sports betting in 2019, and Chapter 99F is the statute that now governs it. Section 99F.3 states that wagering is legal when conducted by a licensee, and Section 99F.1(29) defines sports wagering and sets the in-state college player-prop restriction. Read the chapter from the Iowa Legislature at Iowa Code Chapter 99F, and the enacting bill at Senate File 617.

Licensing, Skins and Fees

Iowa Code 99F.7A anchors every license to a casino, so only a company already cleared to run gambling at an Iowa casino can be granted one. A casino may bring on one retail vendor for its in-house counter and as many as three online operators, which across 19 casinos works out to a ceiling of 57 possible online brands, far more than the state has ever actually fielded. Operators pay $45,000 for the license and $10,000 to renew each year. The day-to-day rules, including the Rule 13.3 process for approving markets, live in Chapter 13 of the commission’s administrative code: IRGC Sports Wagering Rules.

Recent Legislation

Two 2026 measures matter most. Senate File 605, effective Jan. 1, 2026, aligned Iowa’s withholding on large betting payouts with federal thresholds. Senate File 2289, which cleared the Senate 44-0 in February 2026 and passed the House in April 2026, would expand the IRGC’s authority to act against offshore and unlicensed operators. Lawmakers in 2025 and 2026 also advanced bills targeting proxy betting and account-sharing.

Who Regulates Iowa Sports Betting

One agency runs the entire system: the Iowa Racing and Gaming Commission. It licenses and supervises the casinos, the in-person sportsbook vendors and the online operators, issues the monthly handle and revenue figures, and keeps the approved-wagers list current. Its authority also extends to daily fantasy sports, horse racing and advance deposit wagering.

  • Address: 6200 Park Ave., Suite 100, Des Moines, IA 50321
  • Phone: (515) 281-7352
  • Website: irgc.iowa.gov
  • Problem gambling: 1-800-BETS-OFF (1-800-238-7633) or yourlifeiowa.org/gambling

Government Resources

Taxes, Revenue and Handle

The Numbers

Iowa pairs a low operator tax with a withholding rule for large payouts that took effect in 2026. All gambling winnings are taxable income and must be reported, even when no tax is withheld.

6.75%
Operator tax on net receipts, among the lowest
94–95%
Share of handle placed online
$2.9B
Wagered statewide in 2025
3.8%
State withholding on large payouts, from Jan. 2026
TypeRateNotes
Operator tax (state)6.75 percentOn net receipts, among the lowest rates in the country
Charitable contribution0.75 percentRequired of operators on net receipts
State withholding on winnings3.8 percentOn large payouts from Jan. 1, 2026, when federal withholding applies; matches Iowa’s flat income tax rate and replaced the older 5 percent figure
Federal withholding24 percentOn net winnings over $5,000 that are at least 300 times the wager
Iowa sports betting taxes

The 2026 state change came from Senate File 605. For details, see the Iowa Department of Revenue guidance.

Iowa Sports Betting Revenue and Handle

Iowa is a mid-sized but steady market. Online wagering produces about 94 to 95 percent of handle, and the state’s all-time retail handle passed $1 billion in early 2024. Monthly handle generally ranges from about $190 million to $320 million, with hold rates clustering near 9 to 11 percent.

YearHandleNotable
2020GrowingFirst $100 million handle month late in the year
2021More than $2 billionFirst year above $2 billion; about $11 million in state tax
2024$2.77 billion (record)More than $218 million in gross gaming revenue
2025More than $2.9 billionOctober peak of $320.9 million in monthly handle
Iowa annual handle milestones

Recent monthly figures show the pattern: January 2026 produced $262.3 million in handle, $27.8 million in revenue and $1.88 million in tax; April 2026 produced about $210.5 million in handle and roughly $1.5 million in tax; and May 2026 produced $191.1 million in handle and $20.8 million in revenue at a 10.88 percent hold. The IRGC publishes official monthly and fiscal-year reports on its sports wagering revenue page, and tax money supports state programs including the Rebuild Iowa Infrastructure Fund.

The Iowa State and Iowa Athlete Betting Investigation

Integrity Case

Iowa’s market produced one of the most closely watched integrity cases in college sports. In 2023, the Iowa Division of Criminal Investigation looked into athletes at Iowa State and the University of Iowa over sports wagering, including underage betting and bets placed on their own programs through other people’s accounts. Several athletes, among them former Iowa State quarterback Hunter Dekkers, were charged. In 2024, prosecutors dropped or reduced charges against many of the athletes, and 26 of them sued the state, arguing investigators improperly used geolocation tracking data without a warrant. In May 2025, the NCAA disciplined five current or former Iowa State football staff members for placing more than 6,200 bets totaling over $100,000. The case has become a national reference point in debates over how betting-integrity investigations are conducted, and it is part of why Iowa keeps a strict line on in-state college player props.

Daily Fantasy, Horse Racing and Prediction Markets

Beyond the Book

Daily Fantasy Sports in Iowa

Daily fantasy sports are legal and regulated, having been authorized in the same 2019 law that brought sports betting, and the IRGC licenses fantasy operators separately from sportsbooks. DraftKings and FanDuel run DFS and sportsbook products on one platform, and pick-style games are available through operators such as Sleeper, Betr and others. The commission publishes fantasy sports revenue reports alongside its sports wagering data.

Horse Racing Betting in Iowa

Pari-mutuel horse race betting is legal and regulated by the IRGC, which also licenses advance deposit wagering operators. Prairie Meadows in Altoona is the state’s racetrack, and simulcast and off-track wagering are offered at venues including Q Casino and Wild Rose Clinton. Online advance deposit wagering apps are also legal, and bettors follow marquee events such as the Kentucky Derby, Preakness, Belmont and Breeders’ Cup.

Prediction Markets in Iowa

Event-trading platforms such as Kalshi, Polymarket and FanDuel Predicts let users buy and sell contracts on sports and other outcomes. These operate under federal authority through the Commodity Futures Trading Commission rather than under the IRGC, which places them in a legal gray area at the state level. Iowa has not issued specific rulings against federally regulated prediction markets, but lawmakers and regulators are watching them closely.

Iowa Sports Betting History, Outlook and Methodology

Timeline

Iowa was one of the first Midwestern states to act after the United States Supreme Court struck down the federal ban on sports betting in 2018. The market launched quickly and has since matured, with a wave of operators entering and then consolidating.

Iowa Sports Betting Timeline

  • 2018: The Supreme Court strikes down PASPA; an initial Iowa effort fails, but lawmakers begin drafting a framework.
  • April 2019: Senate File 617 passes the House and Senate.
  • May 13, 2019: Gov. Kim Reynolds signs Senate File 617.
  • Aug. 15, 2019: Retail and online betting launch the same day; William Hill and Elite Sportsbook are first live.
  • 2020: Iowa records its first $100 million handle month late in the year.
  • Aug. 29, 2020: FanDuel launches through Diamond Jo.
  • Jan. 1, 2021: The in-person registration requirement ends; BetRivers becomes the first fully mobile book.
  • 2021: Annual handle tops $2 billion for the first time; Bally Bet, Circa, Unibet, Betway and Fubo all enter the market.
  • 2022: The approved-wagers catalog expands to include league awards and draft markets; DRF, Tipico, ClutchBet and SuperBook arrive, while Fubo exits.
  • June 5, 2023: bet365 launches; later in the year Iowa State athletes are charged in the betting investigation.
  • Nov. 14, 2023: ESPN BET launches in Iowa and 16 other states; Blackbird Bend becomes the first tribal casino with a retail book.
  • February 2024: Fanatics launches after acquiring PointsBet; DRF Sportsbook closes by spring, and SuperBook and ClutchBet exit later in the year.
  • December 2024: Iowa sets records with $2.77 billion in handle and more than $218 million in gross gaming revenue.
  • May 2025: The NCAA disciplines five Iowa State staffers over more than 6,200 bets.
  • Dec. 1, 2025: Penn rebrands ESPN BET to theScore Bet.
  • Jan. 1, 2026: Senate File 605 withholding rules take effect.
  • February to April 2026: Senate File 2289 clears the Senate 44-0 and passes the House; FanDuel announces it will leave the Diamond Jo retail books; Sporttrade stops taking new Iowa wagers.

Pros and Cons of Iowa Sports Betting

+
Low 6.75% operator tax, which tends to support sharper odds
+
Online, retail, legal DFS and horse racing, plus a published approved-wagers list
No in-state college player props, no esports or minor leagues, no online casino

On the upside, Iowa offers fully remote sign-up and a large field of licensed books, a low 6.75 percent operator tax that tends to support more competitive odds, both online and retail options plus legal DFS and horse racing, and a clear, published approved-wagers list so bettors know exactly what is allowed. The trade-offs are no player props on in-state college athletes, no esports and no minor-league markets, and no legal real-money online casino in the state.

The Future of Iowa Sports Betting

Iowa’s sports betting market is mature and stable, so the biggest changes ahead concern enforcement and adjacent products rather than the core sportsbook market. Real-money online casino gaming remains illegal, and legislative efforts have stalled without a clear champion, making a near-term launch unlikely. Prediction markets sit in a federal gray area, and sweepstakes platforms face growing pressure. The clearest near-term trend is tougher enforcement against offshore and unlicensed operators, reflected in Senate File 2289, alongside continued operator turnover as brands enter and exit.

How We Rate Iowa Sportsbooks

Our rankings weigh the factors that matter most to Iowa bettors: odds quality and pricing, the range of sports and bet types, the value and fairness of bonuses, banking options and payout speed, app and website usability, security and licensing, and customer support. We prioritize books licensed by the Iowa Racing and Gaming Commission, cross-check facts against the commission’s own filings, and update our assessments as offers, operators and regulations change.

Responsible Gambling and Self-Exclusion

Stay Safe

Betting should stay fun. If it does not, free and confidential help is available in Iowa at 1-800-BETS-OFF, or 1-800-238-7633, through Your Life Iowa and the Iowa Gambling Treatment Program. Every licensed book offers tools such as deposit and wager limits, time-outs and self-assessments. Warning signs include betting more than you can afford, chasing losses and borrowing money to bet.

!

Set firm limits on time and money before you start, and treat any wagering budget as entertainment spending you can afford to lose. Every licensed Iowa book offers deposit and wager limits, time-outs and self-assessment tools, plus the statewide self-exclusion program. If gambling stops being fun or starts causing strain, step back and call or text 1-800-BETS-OFF (1-800-238-7633), confidential and available 24/7.

The Iowa Self-Exclusion Program

The commission administers a voluntary statewide self-exclusion program, authorized by Iowa Code 99F.4(22) and 99D.7(23), that reaches casinos, racetracks, sportsbooks, fantasy sports and any gambling product the state licenses down the road. Sign up and you are shut out of the gaming floors at licensed casinos and racetracks; step onto one anyway and you can be removed, cited for criminal trespass and made to give up any winnings, which the state sends to the treatment program instead of paying out. Operators, for their part, have to drop enrolled players from their marketing and close the related betting accounts. Enrollment is free and can be done four ways: by mail, at the commission’s Des Moines office, through an Iowa Gambling Treatment Program agency, or at any licensed casino or racetrack. Your exclusion starts the moment you sign, may take up to two weeks to reach every operator, and runs for the length you choose at signup, with multi-year and lifetime terms on offer. After a term ends a book may still keep its own ban in place, and a letter from Iowa closing your exclusion has no effect on exclusions you hold in other states. A revocation process exists as well, and the program’s site includes a detailed question-and-answer page: IRGC self-exclusion site.

Iowa Sports Betting FAQ

FAQ
Is sports betting legal in Iowa?

Yes. It is legal online and at retail casinos, regulated by the IRGC, and has been since Aug. 15, 2019.

How old do you have to be to bet in Iowa?

You must be 21 or older.

Do you have to live in Iowa to bet?

No. You must be physically inside the state when you place a bet, but residency is not required.

How many sportsbooks are in Iowa?

The IRGC lists 13 licensed online operators, with about 10 to 12 active at any time, plus retail books at nearly all 19 commercial casinos.

When did sports betting become legal in Iowa?

Gov. Kim Reynolds signed Senate File 617 on May 13, 2019, and betting launched on Aug. 15, 2019.

Can you bet on the Hawkeyes and Cyclones?

Yes, on games, totals, futures and team props. You cannot bet player props on individual in-state college athletes.

Can you bet on the NFL Draft in Iowa?

Yes. The NFL, NBA, MLB, NHL and WNBA drafts and their draft-lottery results are on the IRGC approved-wagers list, though markets close 24 hours before each event.

Is esports betting legal in Iowa?

Esports is not on the IRGC approved-wagers list, so licensed Iowa books do not currently offer it.

Are there limits on how much you can bet?

Iowa does not set a statewide maximum on the major leagues, so each book sets its own limits. A few smaller leagues carry fixed caps of $250 to $1,000.

Are offshore sportsbooks legal in Iowa?

No. Offshore sites are not licensed or regulated in Iowa and do not offer the protections of licensed operators.

Can you use a credit card to deposit?

No. Iowa prohibits credit card deposits and cryptocurrency at licensed books. Use a debit card, bank transfer, e-wallet, Play+ or cash at the cage.

How are winnings taxed in Iowa?

All winnings are taxable. Starting Jan. 1, 2026, books withhold 3.8 percent in state tax on large payouts when federal withholding applies, on top of the 24 percent federal rate.

Is online casino play legal in Iowa?

No. Iowa has not legalized real-money online casino gaming.

Must be 21 or older and physically located in Iowa to bet. Gambling involves risk. If you or someone you know has a gambling problem, call 1-800-BETS-OFF. Operator rosters, retail vendors, approved markets, bonuses and revenue figures change often; verify current details with the Iowa Racing and Gaming Commission before relying on them.