Last updated on: June 27th, 2022

Legal College Football Betting

As fall draws near, football fans eagerly anticipate the arrival of college football; perhaps the only thing that can make the pageantry and tradition of college football more exciting is betting on the games. Luckily, with the proliferation of legal sports betting throughout the United States, college football fans can easily get in on the action and place wagers on essentially any college football matchup. 30 jurisdictions – plus Washington, D.C. – have officially regulated sports betting in some fashion; however, if you do not live in one of these jurisdictions, there is no need to fret. Offshore online sportsbooks are available to American sports bettors from any state, and they are safe and easy to use. This means that no matter where college football fans reside, they can legally bet on college football online.

Legal Online CFB Sportsbooks

While states with regulated sports betting have options available, sports betting fans in the rest of the country have reliable CFB betting sportsbooks as well. Online sportsbooks like Bovada and BetOnline offer safe and trusted real money betting for all college football gamblers. These sites have 24/7 customer service in case of players run into any issues so bettors can enjoy wagering without concern for security. In markets like New Jersey that have restrictions on college sports betting, these online sportsbooks are the safest way to find action not offered locally. The sites we recommend are all safe and secure and offer multiple options for both depositing your money as well as cashing out safely.


Bovada Sportsbook

College Football Odds And Bonuses

Bovada is one of the best places to wager on college football because they offer a slew of bonuses for both new and retuning CFB betting fans. The bonuses offered are free money to be used to place action on your favorite program. There are odds for longshot betting early in the season as well as betting lines for each game every week. There are also player props that allow betting fans to wager on how individual student-athletes will perform. If you are looking to cash in big on betting this college football season, you may want to capitalize on the options at Bovada.

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College Football Betting At Bovada

Is It Legal To Bet On College Football?

It is absolutely legal to bet on college football. With over half of the 50 states offering some form of state-regulated legal sports betting,  college football lines are available in most of the nation through state-regulated books; however, be warned – some states restrict state-regulated sportsbooks from offering lines on in-state college teams, college prop bets, or college sports in general. If you live in one of those states, or a state that has yet to regulate sports betting, it is still legal to bet on college football – you will just have to utilize an internationally-based online sportsbook. These sportsbooks are completely legal for American sports bettors and often offer much more valuable lines than their state-regulated counterparts, making them a wise choice even in states with state-regulated sportsbooks.

Current College Football Odds

With the college football season underway, early futures odds are readily available at online sportsbooks. The Alabama Crimson Tide generally always find themselves as the betting favorite to win the NCAA National Championship, but have taken a step behind Georgia after their loss to Texas A&M. College football futures betting is one of the best ways to win big at online sportsbooks. Get in on these CFB odds early for the biggest potential payouts.

  • Alabama Crimson Tide+120
  • North Dakota State Bison+130
  • Georgia Bulldogs+136
  • South Dakota State Jackrabbits+200
  • James Madison Dukes+400
  • Michigan Wolverines+737
  • Montana State Bobcats+900
  • Cincinnati Bearcats+1525
  • Oklahoma State Cowboys+2966
  • Notre Dame Fighting Irish+10000
  • Wake Forest Demon Deacons+16666
  • Iowa Hawkeyes+18333

Betting On FCS Football At Legal Sports Betting Sites

Internationally-based online sportsbooks offer an extensive variety of odds on all sports at various levels; while FCS-level games will not be nearly as common as their FBS counterparts, several FCS football games each week will have odds offered. These games usually feature higher-profile FCS programs like North Dakota State and Jackson State. These odds are not often released early in the week, so be sure to check out FCS sportsbooks Bovada on Friday night or Saturday morning to see if your FCS team’s odds are being offered.

Betting On College Football Win Totals

Win totals are one of the more popular bets to make during the preseason as teams are given a set total and you can bet on them to go over or under the projected total. It is also worth noting that win total odds can shift throughout the season with the odds on both sides shifting depending on where things are going for that team. The Alabama Crimson Tide and Georgia Bulldogs are prime examples of odds that can and will likely shift throughout the season. Both were given the highest set win totals in 2022-23 amongst any CFB team at 11.5 with plus odds on the over.

  • Alabama has seen double digit wins in their last 10 seasons, but have only gone over 11.5 twice.
  • They’ve also been given an 11.5 projected win total in their last three seasons in which they have stayed under twice.
  • Georgia has gone four straight seasons with double digit wins – with last season being their first over 11.5 wins.

Betting On The 2022 NCAAF Conference Champions

Outside of betting on the NCAA Championship game, there are odds available for the 2022 NCAAF Conference Champions. These teams simply need to win the conference for betting fans to cash in big. There are great odds at online sportsbooks for betting on conference winners, specifically for longshot betting. No matter how you want to play, betting on the Conference Finals can net big wins for players.

ACC Conference Winner 21/22

Big 12 Conference Winner 21/22

BIG Ten Conference Winner 21/22

PAC-12 Conference Winner 21/22

SEC Conference Winner 21/22

Playing DFS On College Football

Daily fantasy sports (DFS) allows players to create their own fantasy rosters. DFS players are given a budget that they must stay within while paying each player a salary determined by their projected productivity for the week. The rosters then accumulate points based on the real world stats of the athletes, and players go head to head against other players’ rosters, battling for real money.

Placing a Moneyline Bet

The most basic type of college football bet is the moneyline bet, which is a bet on the outright winner of the game. Each team is assigned a set of American-style odds, which describes the payout for a winning bet. The favorite is represented with a negative number, such as (-150), while the underdog is listed with a positive number, such as (+125). A negative number indicates the amount of money that must be wagered to win a $100 profit. On the other hand, a positive number indicates the payout on a winning $100 wager. There are no handicaps or projections here, just odds that indicate your potential winnings for a wager on either team to win, making it the easiest form of legal college football betting.

Betting the Spread For College Football

The most common way to bet on college football is by betting against the spread. Since bookmakers always attempt to garner an equal amount of money wagered on both sides of the bet, oddsmakers will assign a spread as a handicap to make the game as even as possible. A spread simply adds or subtracts points from one side.

For example, let’s say that Alabama and Georgia were playing each other and oddsmakers believed that Alabama should defeat Georgia by 3 points. In this scenario, the spread would be Georgia (+3), which could also be represented as Alabama (-3). Subtract (or add) the spread to the final score of the team that was wagered on. If the team wins the game after the movement, the bettor wins the bet and cashes out. For Georgia to cover the spread, they would need to lose by fewer than 3 points (or win the game outright). For Alabama to cover, they would have to win the game by more than 3 points.

How to Bet the Total (Over/Under)

Betting on the points total is often referred to as betting the over/under. Sportsbooks will provide a projected points total for each game by both teams combined. Wager on greater or fewer points than the projection and if the bettor is correct, they win the payout.

If Michigan and Ohio State were playing and sportsbooks set the points total at over/under 49.5 points. If the bettor believes 50 or more points will be scored, they would bet the over; likewise, if they believe 49 or fewer points will be scored, they would bet the under. The sportsbook will provide separate odds detailing the payout for both the over and the under.

How To Bet College Football Player Props

Outside of the traditional spread, moneyline, and total bets, sportsbooks will also provide a variety of other bets, called proposition (commonly called “prop”) bets. These bets concern the performance of individual players for player props, or specific game details or team performance for game props. These bets are typically offered in an over/under format (like total bets), though some will be yes/no type bets. Yardage totals, touchdowns, receptions, and carries are among the most common statistics used for player props, though many others are also commonly found, including defensive player props and special teams player props.

Futures Bets For College Football

Futures bets are, as the name suggests, bets on future outcomes. College football futures bets come in a variety of forms – the most common of these are championship futures bets – but CFB betting sites permit wagering on the winner of divisions, conferences, and more. Even once the season is underway, these futures bets will still be offered with constantly-updated odds. Futures bets are some of the most difficult to win. In the last few decades, only two preseason favorites have won the National Championship Game: USC in 2004 and Alabama in 2017.

Betting On The 2022-2023 Heisman Trophy Winner

Betting on Heisman Trophy futures odds is one of the most popular college football futures bets each year. The Heisman Trophy is an annual award voted on by the Heisman Trophy Committee for the top college football player of the year and one of the most-discussed awards in sports; therefore, Heisman Trophy odds will be offered on internet sportsbooks beginning in the offseason and be constantly upd ated to reflect on-field performance until the night of the ceremony. Early Heisman Trophy odds will be much longer than late-season odds, so getting your bet in early is a great practice for this particular futures bet.

2021-2022 Heisman Trophy Odds

College Football Parlay Bets

Parlay bets hold a special place in sports betting lore and popular culture as they take the inherent risk/reward dynamic to new heights. Parlays are essentially multiple bets combined into one. Each of these bets is referred to as a “leg” of the parlay – to win the payout, bettors must win each leg of the parlay. Combine as many legs into a parlay as you wish, but one loss spoils the entire bet. To make up for the exponential increase in difficulty, parlays also greatly increase the payout in comparison to single bets. Parlays are popular primarily due to their increased payout. Many sportsbooks have restrictions on the types of bets that can be parlayed. Some sportsbooks may prevent bettors from parlaying multiple bets on the same game, especially if the bets play off of each other in any capacity. Be sure to check your sportsbook terms and conditions to see what their parlay rules are.

Live In-Game College Football Betting

Live betting is a relatively new type of wager in the online sports betting world. Live betting CFB odds allows bettors to wager on the action as it unfolds in real-time. Betting the points spreads, moneylines, points totals, and even prop bets are possible depending on the college football sportsbook. Live betting will enhance not only your sports betting experience but also your game viewing experience.

Mobile College Football Betting Apps

Right now, there aren’t any official mobile college football betting apps available from the App Store or Google Play. However, you don’t actually need to download any apps to enjoy a full menu of mobile betting at any of the top sportsbook sites, as they have all developed iPhone and Android-optimized web pages that allow you to quickly browse the boards and place your bets with just a few taps and swipes. Additionally, unlike land-based betting apps that use GPS to only allow you to wager if you’re on a casino’s property or within the borders of a certain state, offshore sportsbooks are not geo-fenced. This means that as long as you have a mobile device and an active Internet connection (whether Wi-Fi or cellular), you can place wagers from wherever you are.

New Playoff Structure

College football will be seeing changes come to its playoff structure in the near future as the NCAA has voted to expand the postseason into a 12 team race. Currently, it sits at four teams total. What this will do is increase the possibility of teams competing for the championship and should spice up sports betting as well. An expanded playoff structure means the increased likelihood of upsets and Cinderella stories taking place. Due to contracts, however, this will not go into effect until the 2023 season. So sports betting fans will continue to wager on the same structure for the next few seasons.

College Betting Restrictions By State

State: Restriction:
Arizona No college player or team props
Colorado No college player props
Delaware No action on in-state colleges
Illinois No action on in-state colleges or in-state events
Indiana No live college player props
Iowa No college player props
Mississippi No college player props
Montana No action on in-state colleges
New Hampshire No action on in-state colleges
New Jersey No action on in-state colleges or in-state events
New Mexico No action on in-state colleges (Santa Ana Star only)
New York No action on in-state colleges or in-state events; no college player props
Oregon No action on college sports of any kind
Pennsylvania No college player props
Rhode Island No action on in-state colleges or live college team props
Virginia No action on in-state colleges; no college player props
Washington No action on in-state colleges or in-state events
Washington, D.C. No action on in-district colleges or in-district events
West Virginia No college player props

Legal College Football Betting FAQ’s

Can I be arrested for betting on college football over the Internet?

No. It is not illegal to wager on college football events online, therefore you will not be persecuted for doing so. College football betting is a popular sports betting activity that takes place every year. Throughout the season, online sportsbooks offer betting lines that can be legally wagered on. Whether you are betting at a regulated sportsbook, or at an international betting site, you can legally bet on college football without the risk of getting arrested.

Can I bet on every college team at legal online sportsbooks?

Though it would be great, not every college team is going to have odds at legal online sportsbooks. The reason being is that there are simply too many college football teams. When it comes to D2 and D3 teams you will be hard-pressed to find any sportsbook with odds for that team unless it’s a championship game. If you’re looking to bet on a D1 team that is in a power five conference you should be in good shape to do so. Even other D1 schools in lower conferences have a good chance of being featured in online sportsbooks.

How come some college football games don’t have straight bets available?

In college football, some games are so obviously lopsided that it wouldn’t make sense for the sportsbook to offer this type of bet. The sportsbook’s goal is to get an equal amount of sports bettors on each side of the betting line. If everyone picks the favorite, then they won’t make any money. When you have a team like Alabama playing a D2 school, the question isn’t whether or not they are going to win but how much are they going to win by. That’s why online sportsbooks may have a point spread for that game but won’t accept moneyline wagers. 

What is the legal college football betting age?

There is no specific legal college football betting age, though state laws that have set their sports betting ages to 21 should be adhered to. Aside from that, all the top sportsbooks only require their members to be 18 in order to sign up and play. Be warned, however, that if you sign up at any offshore sports betting site under the age of 18, you will have your account suspended and all associated funds forfeited.

Should I use Bitcoin to bet on college football?

Yes, you should absolutely use Bitcoin to bet on college football. Bitcoin (and other cryptocurrencies) is the number-one way to wager on sports at offshore books. Crypto deposits are fast, the limits are astronomical, and there are no added fees. Transfers are guaranteed to go through, too, as Bitcoin doesn’t require any bank processing. Additionally, given that Bitcoin is the fastest way to withdraw and that you can only withdraw in crypto if you deposit in crypto, it makes that much more sense to get on the Bitcoin bandwagon for all your legal college football betting needs.