Last updated on: March 9th, 2022

Sportsbooks That Accept Zelle – Best Zelle Sports Betting Sites

There are plenty of sportsbooks that accept Zelle as a form of payment. For those unfamiliar with it, Zelle is a digital payment network that operates for certain banks. These banks are Bank of America, BB&T, Capital One, JPMorgan Chase, PNC Bank, US Bank, Citibank, and Wells Fargo. If you have an account with any of these banks, then it is entirely possible that you already have access to Zelle. Having the ability to use Zelle to fund your legal sports betting account is amazing because of how fast and easy it is to do so. But is it legal to use Zelle at offshore betting sites? Does Zelle run into any issues when it comes to federal sports betting laws? There are a lot of different questions that you might have. But throughout this page, we are going to tell you how exactly you can use Zelle to fund your sports betting account.

The Legality Of Zelle Sports Betting Sites

Zelle is a legal banking method for online sports betting. If the online sportsbook accepts Zelle as a deposit method, then you will find no legal barrier in using Zelle to fund your betting account. The only hiccup you may run into is that Zelle is not as widely available in every sportsbook. The good news is that you can use Zelle to buy Bitcoin, which almost any sportsbook will accept.

How To Bet On Sports With Zelle

The process of depositing into a sports betting account using Zelle is no different than any other deposit method.


  • Set Up Zelle With Your Bank – this fast process can be done from your local bank’s app by linking Zelle to your email or phone number.
  • Choose Zelle To Deposit – After creating a sports betting account, select Zelle as the banking method and link your account.
  • Transfer With Zelle – Once linked, you will be able to transfer money from your checking account to your sportsbook wallet.

Best Zelle Sports Betting Sites

There are plenty of Zelle sports betting sites but not all of them have the same benefits. Knowing the differences between each online sportsbook will only make you a better gambler by finding the proper bonus, deposit limit, or transaction speed that you value most. The following sportsbooks accept Zelle to deposit so read our reviews to see just what benefits each one has.


Bovada Sportsbook

Zelle Deposit Breakdown

Using Zelle at Bovada is rather simple, as the data is laid out in the terms quite clearly. As one of the only sportsbooks that accept Zelle as a payment method, Bovada can make funding a breeze. By using Matchpay with Bovada, players can link their Zelle to Matchpay and make player-to-player trades on business days (or see action happen the next business day). All trades are secure and private letting you create an order to find a match from $20-$1,000 amongst a peer. Simply verify your account, and set up an order to exchange Bovada money with a player that is looking to withdraw their money. Bovada accepts Zelle but does not offer bonuses for this type of deposit. Still, Bovada is clearly the best place to bet on sports using Zelle.

Rating: 5 Star Rating

  • $20 minimum Zelle deposit
  • $1,000 maximum Zelle deposit
  • Same-day money Zelle transfer
  • Secure transactions with Zelle
  • Customer service help options

BitcoinVisaMastercardAmerican ExpressZelle

Benefits Of Using A Zelle Sportsbook

  • No credit card information used online
  • free transactions with Zelle
  • Money in your account in minutes
  • Secure, legal, and safe transaction

Drawbacks Of Zelle Deposits At Betting Sites

  • Can’t send from Zelle to sportsbook directly
  • Finding a match for the same amount to transfer

Zelle Sportsbook Deposit Help

When using Zelle to fund your online sports betting account, running into problems is a reality. However, we have deposited with Zelle ourselves which has led us to common problems and troubleshooting methods.

Pending or processing status – If the Zelle transfer holds its status as pending or processing, look to give the transaction just a little more time. What is called “instant credits” only occur during M-F business hours as weekend trades get pushed to the next business day. A status that is pending has not been seen by the other peer while a status that is processing likely is awaiting the start of the business day.

Not finding a match – Not every MatchPay transaction happens, as the peer-to-peer system can have unmatched orders open. Trying other methods (PayPal, Venmo, CashApp) may allow you to find a quicker transaction. However, if you’re locked into using Zelle to deposit into your sportsbook, review your information and look to reapply an order.

MatchPay balance – While your money is in MatchPay, keep in mind that the credit balance shows the amount of money available to withdraw associated with your Bovada account. This credit cannot be sent to a bank account but rather one of the approved third-party apps (like Zelle). Your account is likely 100% to Bovada and has no other trade destinations.

Customer service – Should anything go wrong in your mind, there is customer service help available. Keep in mind that moderators aren’t present during trades, so only follow Bovada’s instructions… not the person on the other side of the transactions’. If attempting to resolve the issue with the other party isn’t happening (through the chat feature), email to have some assistance.

Account verification – Before being able to make a Zelle deposit, you must first set up your MatchPay account. This requires an email and phone number to be verified before creating an ID and password for MatchPay.

Order vs. offer – When transferring with Zelle, the system calls a deposit an order whereas a withdrawal is an offer. Think of it as buying or selling credits for money. If you are depositing, you are looking to buy credits (order) that can be used for your sportsbook bankroll. If you are withdrawing, you are looking to sell credits (offer) that can be used to get money from the sportsbook to your third-party app.

Bonuses – Unfortunately, bonuses are not a common thing when using a Zelle sportsbook. While other methods of deposit come with deposit bonuses, MatchPay deposits, including ones using Zelle, do not come with a bonus unless specified elsewhere. This even extends to new players bonuses as well as refer-a-friend ones. Some bonuses come with crazy rollover requirements, so sometimes it’s best to just bet the money you have on hand.